*{margin:0;padding:0;box-sizing:border-box}
:root{--navy:#0f2f4b;--accent:#fb923c;--ink:#1b2a3a;--mut:#5b6b7c;--bg:#f6f8fb;--card:#fff;--line:#e5ebf1}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
a{color:var(--navy);text-decoration:none}
img{max-width:100%;border-radius:14px;display:block}
/* header */
header.site{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.logo{font-weight:800;font-size:20px;color:var(--navy)}
.logo span{color:var(--accent)}
nav.links{display:flex;gap:22px;font-size:15px}
nav.links a{color:var(--ink);font-weight:500}
nav.links a:hover{color:var(--accent)}
.btn{display:inline-block;background:var(--accent);color:#fff;font-weight:700;padding:12px 26px;border-radius:999px;border:0;cursor:pointer;font-size:16px}
.btn:hover{filter:brightness(.94)}
.btn.ghost{background:var(--navy)}
/* hero */
.hero{background:linear-gradient(180deg,#f2f6fb,#fff);padding:64px 0 54px}
.eyebrow{display:inline-block;background:#eaf1fa;color:var(--navy);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;padding:7px 16px;border-radius:999px;margin-bottom:18px}
h1{font-size:44px;line-height:1.15;color:var(--navy);margin-bottom:16px}
.lead{font-size:18px;color:var(--mut);max-width:640px;margin-bottom:26px}
.badges{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0}
.badge{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 16px;font-size:14px;font-weight:600}
.badge b{color:var(--navy);font-size:17px}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin-top:8px}
.call-big{font-size:22px;font-weight:800;color:var(--navy)}
.note{font-size:13px;color:var(--mut)}
/* sections */
section{padding:56px 0}
section.alt{background:var(--bg)}
h2{font-size:32px;color:var(--navy);margin-bottom:14px;line-height:1.25}
.sub{color:var(--mut);max-width:680px;margin-bottom:30px;font-size:17px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:center}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:26px}
.card h3{color:var(--navy);font-size:20px;margin:14px 0 8px}
.num{font-size:13px;font-weight:800;color:var(--accent);letter-spacing:.1em}
.checks{list-style:none;margin-top:14px}
.checks li{padding:8px 0 8px 30px;position:relative;font-weight:500}
.checks li:before{content:"\2713";position:absolute;left:0;color:var(--accent);font-weight:800}
.brands{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;font-weight:800;color:#9aa7b5;letter-spacing:.12em;font-size:15px;padding:10px 0}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 18px;font-size:14px;font-weight:600}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:12px}
summary{font-weight:700;cursor:pointer;color:var(--navy)}
details p{margin-top:10px;color:var(--mut)}
.final{background:var(--navy);color:#fff;border-radius:20px;padding:48px;text-align:center}
.final h2{color:#fff}
.final p{color:#c9d6e4;max-width:600px;margin:0 auto 24px}
footer{background:#0c1c2e;color:#b9c7d6;padding:48px 0 30px;font-size:14px;margin-top:20px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px;margin-bottom:26px}
footer h4{color:#fff;margin-bottom:12px;font-size:15px}
footer a{color:#b9c7d6;display:block;padding:4px 0}
footer a:hover{color:#fff}
.fine{border-top:1px solid #1d3349;padding-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:13px;color:#7e93a8}
.hero-img{margin:34px 0 0}
.stat-band{display:flex;gap:34px;flex-wrap:wrap;margin:26px 0}
.stat b{font-size:34px;color:var(--navy);display:block}
.stat span{color:var(--mut);font-size:14px}
@media(max-width:820px){.grid3,.grid2,footer .cols{grid-template-columns:1fr}h1{font-size:32px}nav.links{display:none}}